Results tagged as "investment"

  • Celebrating Banamex 130 and Reaffirming Citi's Commitment to Mexico

    By Paulo Carreno, Public Affairs Officer, Mexico September 23, 2014 03:50 PM

    This month, Citi CEO Mike Corbat and Manuel Medina-Mora, Co-President of Citi, CEO, Global Consumer Banking and Chairman, Mexico, visited Mexico to meet with President Enrique Peña Nieto, along with Javier Arrigunaga, CEO of Banamex, and announce ambitious investment and credit expansion programs in Mexico for the coming four years.

    As part of this investment package, Citi is designating approximately U.S. $1.5 billion for direct investments in technology and infrastructure. Some $10 billion will fund multiple projects in the energy sector, and $4 billion will be assigned to small and medium enterprises (SMEs) in Mexico.

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  • $50 Billion Climate Change Investment Initiative

    By Bruce Schlein, Director of Corporate Sustainability, Citi April 23, 2014 04:19 PM

    Back in 2007, Citi set a landmark goal to direct $50 billion over 10 years to activities that mitigate climate change. The scope of this initiative includes internal operational projects as well as financing for alternative energy, energy efficiency, investments in clean technology, and lending for green affordable housing and other community assets. This week, we announced that we have reached this goal three years early, directing $53.85 billion to these initiatives through the end of the year. We are very proud of this achievement and are now developing a new target, with the aim of spurring additional environmental financing and expanded reporting.

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  • Do You Need to Simplify Your Portfolio?

    By Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management June 26, 2013 04:12 PM

    How many financial institutions do you have investment accounts with? If you take more than a few seconds to answer, you probably have too many. Over the course of our lives, we--along with our spouses--might collect brokerage accounts, mutual funds, traditional and Roth IRAs, and perhaps a few 401(k) plans with old employers.

    Having all these accounts doesn't necessarily improve our portfolio's diversification or investment returns. In fact, while we may feel safer because we're dealing with a fistful of financial institutions and we own a slew of individual investments, many of these investments may give us the same market exposure, so our portfolio isn't especially well-diversified.

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  • Equity Strategy: February 2013 Chart of the Month

    By Tobias Levkovich, Chief US Equity Strategist, Citi February 13, 2013 11:00 AM

    [Click on image for full size chart]
    • Investor sentiment tends to be the key difference for stock price movement. Various measures intimate that the investment community has become complacent in the face of the market's impressive gains thus far in 2013. Indeed, investors now seem to be more concerned about missing the upside than protecting the downside potential, as price dips are being perceived as new buying opportunities.

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  • Why You Should Keep an Eye on the Big Picture

    By Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management February 04, 2013 09:00 AM

    You might have a bank account, brokerage account, a few Individual Retirement Accounts and maybe money in both your current employer's 401(k) plan and also an old employer's plan. But do all of these accounts, taken together, give you a sensible investment mix?

    A fistful of different accounts might offer the illusion that you've spread your investment dollars widely. But whether you are truly well diversified depends on what you own in each account and in what amounts. For instance, if all your accounts are heavily tilted toward U.S. large-company stocks, with scant exposure to bonds, U.S. small-cap stocks and foreign shares, you likely own a lopsided portfolio, no matter how many different accounts you have.

    What to do? You may want to coordinate the investments in your various accounts. That doesn't just have the potential to improve your portfolio's diversification. You may also enjoy four other advantages:

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  • Is There a US Manufacturing Renaissance?

    By Deane M. Dray, CFA – Global Industrials Sector Leader, Citi January 24, 2013 11:00 AM

    Citi Global Perspectives & Solutions (Citi GPS) is Citi's latest thought leadership initiative through which we are delivering insights and viewpoints on compelling issues and structural thematic trends in the global economy. In the most recent opinion article: "Is There a US Manufacturing Renaissance?", I discuss how there has been a notable influx of high-profile capital goods companies investing in US manufacturing facilities in the past several years. While the media has trumpeted this trend as a resurgence of US manufacturing, our analysis indicates that the motivations behind these investment decisions are broad-ranging and more often company-specific. Check out an excerpt from the full report below:

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  • Five Financial Moves You Might Make Before Year-End

    By Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management December 10, 2012 09:00 AM

    Sure, you may be busy buying gifts for the holidays. But while you're thinking of others, also give some thought to yourself--especially your personal finances.

    1. Review your investments. Has this year's strong stock market tilted your portfolio too much toward stocks? If so, consider rebalancing by taking some profits, which may be taxed at 2012's 15% maximum federal long-term capital-gains rate. Unless Congress acts, that rate could climb to 20% in 2013.

    2. Prepare for higher taxes. If federal income-tax rates do indeed rise next year, charitable contributions, professional dues, property taxes and other deductions may be worth more if you delay them until 2013--unless, that is, Congress votes to limit these deductions. Municipal bonds, which often pay income that's tax-free at the federal level and sometimes at the state level as well, may also become more appealing. Meanwhile, talk to your tax advisor about accelerating income into 2012, so it will be taxed at this year's low federal rates. Keep in mind that this additional income could be subject to the AMT.

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  • Shanghai-based Start-Up DDMap Receives Strategic Investment from Citi Ventures

    By Wei Hopeman, Managing Director and Asia Venturing Head, Citi Ventures November 21, 2012 01:00 PM

    Citi Ventures focuses on innovation and makes strategic equity investments in emerging technologies that can shape the future of money. The Citi Ventures Asia team recently invested in DDMap, one of the largest lifestyle information websites and mobile-offers platforms in China.

    DDMap is a leader in China in online-to-offline commerce - providing consumers with lifestyle information through the internet and mobile internet, and motivating them to visit a physical store. It does this by aggregating deals and listings for many of China's major retailers and delivering them to consumers online and on the move (via its mobile apps DDcoupon and DDlife).

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  • You May Be Unbalanced, Thanks to Rising Share Prices

    By Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management November 05, 2012 10:00 AM

    It's been a good year for stocks, which means you might want to think about "rebalancing." What's that? Imagine your goal is a portfolio with 60% in U.S. and foreign stocks and 40% in high-quality bonds, certificates of deposit and other conservative investments, and that was the mix you owned at the start of 2012. Even if you haven't done any trading this year, you may now have significantly more than 60% in shares, thanks to the stock market's rise.

    To get back to your original target portfolio percentages, you would need to shift money to the bond side of your portfolio to build it back up to 40%. By lightening up on stocks, you'll hurt your portfolio's performance if the market continues to rise, but it'll help if stocks decline from here.

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  • Double Trouble: Watch Out for Taxes and Inflation

    By Jonathan Clements, Director of Financial Education, Citi Personal Wealth Management September 17, 2012 09:00 AM

    It isn't what you make. It's what you keep.

    Let's say you bought a bond with a top-notch credit rating that's yielding 2%. Seem like a safe investment? That may indeed be true over the short-term. But the longer-term story could be quite different.

    To understand why, suppose you're in the 25% federal income-tax bracket and inflation continues at its current 1.4% annual clip. After surrendering 25% of your annual interest earnings to Uncle Sam, you would be left with 1.5%. Next, subtract out the hit from inflation. Result: You're barely breaking even.

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